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Use these pokies calculators to work through RTP figures and bonus wagering requirements. The RTP tool calculates turnover, theoretical return and expected loss, with an optional comparison against recorded awards. The wagering tool calculates a target, credited progress and remaining stakes at a stated contribution rate. Both tools are on this page, with examples showing what each result means.
18+. Casino links may earn us commission; read our affiliate disclosure. Examples are hypothetical. Calculator results explain arithmetic under the entered assumptions; they do not guarantee winnings, account eligibility or a withdrawal.
Choose the calculation that answers your question
RTP and house edge
Use stake, spin count and theoretical RTP to calculate modelled totals. The optional actual-returns field describes recorded results. See the RTP calculator page or use the tool below.
Bonus wagering
Use the promotion’s calculation base, multiplier and game contribution to work out remaining wagering. See the wagering calculator page or use the tool below.
Understand the terms
Read the RTP guide and bonus-terms guide before interpreting the figures. The glossary defines unfamiliar labels.
The tools answer different questions. A theoretical expected-loss figure concerns a mathematical model applied to turnover. A remaining-wagering figure concerns the conditions attached to a promotion. Neither is an instruction to spend that amount, a deposit requirement or a prediction of the balance that will remain.
Prepare a consistent set of inputs
Identify the relevant game version, total stake and period of play before entering numbers. Use one currency throughout. The total stake is the whole cost of the round, including any selected extras, rather than a smaller line amount. A hypothetical $0.01 line bet across 20 paid lines gives a $0.20 total before additional charges. Our how-to-play guide explains the distinction.
For a bonus calculation, read the specific offer and its general conditions. Record whether wagering applies to the bonus alone, deposit plus bonus or promotional spin winnings. Also record the contribution rate and the progress already credited by the operator. Do not substitute your cash balance, deposit total or historical spending for credited progress. The bonus-code guide can help identify the relevant offer, but a code alone does not supply all these inputs.
RTP and house-edge calculator
Enter a total stake per spin, a whole number of spins and the theoretical RTP shown for the relevant version. The tool assumes the same stake throughout. Leave actual returns empty for theoretical figures only, or enter the sum of gross awards associated with those same stakes. Deposits and the ending account balance are different amounts.
RTP and house-edge calculator
Enter the total stake per spin, number of spins and theoretical RTP. The figures show an expected-value calculation, not a session forecast. Use the same currency for every money field.
Calculated figures
- Total turnover
- Theoretical expected return
- Theoretical expected loss
- Theoretical house edge
Your entered results
- Observed return percentage
- Actual net result
Theoretical figures are averages under the entered model. They do not establish your chance of profit, a maximum loss, a guaranteed return or how long a balance will last.
The Gambling Commission’s RTP calculation guide explains the relationship between returned prizes and total stakes. Its worked regulatory examples have a Great Britain context; they do not certify a listed casino or establish that a short personal sample should match the displayed percentage.
A hypothetical theoretical-return example
With a $0.50 stake and 100 spins, total turnover is $50. Entering a theoretical RTP of 96% gives a modelled expected return of $48 and expected loss of $2. The corresponding house edge is 4%. These are relationships within the entered model. They do not mean a $50 starting balance will finish at $48, or that a session cannot lose more than $2.
The calculation uses total stakes, which can include money returned and staked again. Turnover is therefore not necessarily the initial deposit. A fixed list of 100 spins is also different from playing until a balance runs out. If the available balance is exhausted first, a plan to make 100 paid rounds does not guarantee that all those rounds can occur.
Keeping the other inputs unchanged, 200 spins doubles turnover to $100, modelled return to $96 and expected loss to $4. That comparison changes exposure, rather than creating a repayment schedule. The RTP guide explains the long-term concept, while the volatility guide explains why the pattern of actual awards can differ substantially between games.
Adding recorded returns without confusing the figures
For the same hypothetical $50 of turnover, enter $45 in actual total returns. The observed return is 90%, and the actual net result is a $5 loss. The theoretical fields remain $48 expected return and $2 expected loss because the assumed 96% model has not changed. One set of numbers describes an expectation; the other describes the figures entered for a sample.
Use gross game awards for the actual-returns field, including awards smaller than their stakes. If a $2 spin credits $1, the award is $1 even though the net change is negative. Do not count that award once as a prize and again as an ending balance. Keep the time window and included game activity consistent on both sides of the ratio.
An observed return above 100% is possible when the recorded awards exceed the associated stakes. It describes a profitable sample, not a new theoretical setting or a promise that it will repeat. Conversely, a low sample return does not establish that a jackpot is due. The technical terminology guide distinguishes actual return, theoretical return, turnover and awarded prizes.
Compare assumptions before comparing results
Change one input at a time when exploring a hypothetical example. Raising the stake increases the total amount risked. Increasing the spin count increases the number of paid rounds in the model. Changing the theoretical RTP changes the assumed average return, but it does not change a real game’s setting. The displayed figure must come from the actual version being examined.
A 96% input and a 97% input can be compared arithmetically at the same turnover. At $100 of total stakes, their modelled expected losses are $4 and $3 respectively. This difference is not a guaranteed saving in a particular session. It also does not account for volatility, feature pricing or jackpot eligibility. Read high-RTP pokies for the limits of comparing titles by a headline percentage alone.
Bonus-wagering calculator
Choose the wagering basis used by the specific promotion. The deposit field appears for a deposit-plus-bonus calculation; the promotional-winnings field appears for that type of offer. Enter the multiplier, contribution rate and progress already credited after contribution adjustments. The optional stake field estimates paid rounds at a constant permitted stake.
Calculate a wagering requirement
Use one currency throughout. Dollar amounts are displayed with a $ sign. Enter the basis and multiplier stated in the specific coupon.
The tool applies the conditions entered. It does not retrieve an account’s current progress or decide which terms govern a claim. If general terms and an individual offer show different multipliers, resolve that wording before treating a result as applicable. Our welcome guide explains this issue using published examples.
A hypothetical deposit-plus-bonus example
Suppose a promotion credits a $20 bonus on a $20 qualifying deposit and states 30× deposit plus bonus. The calculation base is $40, giving a counted wagering target of $1,200. If $200 of eligible progress has already been credited, $1,000 of counted wagering remains. The deposit and bonus form the base only because this example expressly uses both.
At 50% contribution, the remaining $1,000 of counted progress requires $2,000 of eligible stakes under that unchanged rate. At an entered stake of $0.50 per paid round, the arithmetic estimate is 4,000 rounds. This is not a recommendation to play those rounds, an estimate of a required deposit or evidence that the balance can fund them. It describes a condition, not an affordable path to completing it.
If the same hypothetical offer instead required 30× the bonus alone, the target would be $600. Do not choose that smaller base merely because it gives a smaller result. Use the wording that actually applies. The low-wagering guide explains why the calculation base matters as much as the multiplier.
Contribution rates and previously credited progress
A contribution rate converts eligible stakes into counted progress. At 20%, a $10 eligible stake counts as $2. A counter already showing $200 of credited progress should therefore be entered as $200, without reducing it a second time. By contrast, $200 of raw stakes at 20% would represent only $40 of progress if all those stakes qualified.
A zero-contribution game cannot advance the target through betting on that game. The tool rejects a zero contribution for the remaining-stakes calculation because division by zero cannot produce a finite completion amount. This is separate from a prohibited-game rule, which may carry consequences beyond making no progress. Read the active offer’s allowed games and modes rather than relying on the lobby listing.
If several games contribute at different rates, separate the records. Add the progress already credited, then apply the rate for the remaining hypothetical stakes. One percentage cannot faithfully describe a mixed sequence unless the underlying assumptions are deliberately simplified. See bonus terms for contribution examples and other restrictions.
Using promotional free-spin winnings as the base
Where the terms apply wagering to actual promotional spin winnings, enter the credited winnings rather than the advertised spin count or an assumed maximum prize. For a hypothetical $10 of winnings at 20×, the target is $200. With no progress yet credited and 100% contribution, the remaining counted target and remaining stakes are both $200.
The spin stake, game, expiry and cashout cap still require separate checks. A promotion providing 50 spins does not establish a $50 wagering base. A feature’s in-game free spins are also different from operator-issued promotional spins. Compare the no-deposit free-spins guide and no-deposit bonuses for those distinctions.
Conditions the arithmetic does not remove
Maximum total stakes, excluded features, expiry times and cashout caps remain relevant even when the mathematical target is clear. Entering a stake into the calculator does not confirm that the promotion permits it. A bonus-buy charge can also be subject to the active offer’s maximum-bet rule. See bonus-buy pokies for that pricing distinction.
A completed wagering counter does not remove identity checks or general withdrawal limits. The limits guide separates a promotional cashout cap from a per-request or period-based payment limit. The verification guide explains account-review stages. Neither tool calculates the final amount the operator will approve for an individual account.
Units, precision and rounding
Every money input in one calculation must use the same currency. The $ sign is a display convention, not a currency converter. Convert neither one field alone nor an advertised package amount without checking the underlying unit. Credits, coin denominations and cash amounts can represent different things; our glossary explains those labels.
Money outputs are displayed to two decimal places. Remaining wagering stakes are rounded upward to the next cent, while estimated paid rounds are rounded upward to a whole round. Rounded displays can hide small differences in underlying values. Do not round an offer’s contribution rate to a more favourable number, or enter a fractional spin count into a calculation that assumes complete rounds.
Use the results for explanation
Save the inputs alongside any result you compare later. A figure without its stake, game version, RTP, contribution or wagering basis is easy to misread. If the inputs change, recalculate rather than carrying an old output into a new offer. Both calculators clear their displayed result when an input changes, helping distinguish the previous calculation from the current entries.
Use the numbers to understand exposure and conditions, rather than setting a loss-recovery target. Spending more to reach a wagering counter or waiting for a sample to resemble theoretical RTP can increase the amount at risk. If play is becoming difficult to control, use the practical information on our responsible-gambling page. An unfinished promotion is not a reason to continue beyond a chosen limit.
Read the relevant guide alongside the tool
The game-mechanics guide explains outcomes and features. The RTP guide explains long-term return, and volatility explains variation. For payment questions, use withdrawals and the banking hub. The FAQ page connects common questions to these subjects.
For Australian context, ACMA’s guidance explains restrictions affecting online casino services. A calculator result, an AUD display or an overseas licence does not establish Australian authorisation or guarantee access to funds.
Welcome offers and their calculation inputs
The four offers below provide examples of why a promotion’s calculation base, multiplier, maximum stake and cap need to be read together. Check the specific conditions before using a figure as a calculator input. Published package totals can combine more than one deposit stage.
| Casino | Welcome offers and wagering conditions | Casino link |
|---|---|---|
| Fair Go Casino | 100% up to $200 per deposit Code: WELCOME Minimum $20 deposit. 30x (deposit + bonus) wagering; $10 maximum bonus bet. Redeem on the first five qualifying deposits for up to $1,000 in total bonus funds. | View offer |
| Ozwin Casino | 400% up to $4,000 + 100 free spins Code: OZWELCOME-B / OZWELCOME-C Two 200% matches up to $2,000 plus 50 spins each. Minimum $20 deposit; general wagering is 35x (deposit + bonus), with a $10 maximum bonus bet. Spin and coupon conditions apply. | View offer |
| Ripper Casino | 150% up to $1,500 on your first deposit Code: RIPPER150 Minimum $20. 30x (deposit + bonus) wagering; $5 maximum bonus bet for non-VIPs; 20x bonus cashout cap; 72-hour expiry. Up to $7,500 across the four-deposit welcome package. | View offer |
| Uptown Pokies | 250% welcome bonus up to $2,500 Code: UNPACK First deposit only; minimum $25. 30x (deposit + bonus) wagering and $10 maximum bonus bet. The UNPACK promotion advertises no bonus cashout cap; account withdrawal limits still apply. | View offer |
The welcome guide explains the distinction between Ozwin’s general 35× wording and its specific welcome FAQ’s 30× wording. Read the Fair Go, Ozwin, Ripper Casino and Uptown Pokies reviews for the individual context. Calculator arithmetic does not resolve conflicting terms or confirm personal eligibility.
Pokies tools FAQs
Which calculator should I use?
Use the RTP calculator for turnover, theoretical expected return and expected loss under an entered stake, spin count and RTP. Add recorded awards for an observed-return calculation. Use the wagering calculator for an offer’s counted target, credited progress and remaining stakes at a specified contribution rate. The two tools answer different questions and do not calculate an approved withdrawal.
Does the RTP calculator predict my session result?
No. It applies the theoretical percentage entered to the modelled turnover. Actual awards can differ substantially, and the balance can be exhausted before a planned number of rounds is completed. Expected loss is not a maximum loss, a fixed charge or an amount the game promises to recover. The tool does not calculate a personal chance of profit.
What goes in the actual total returns field?
Enter the sum of gross awards associated with the same stakes used in the calculation. Do not enter deposits, the ending balance or only the net profit. Awards smaller than their stakes still count as returns. The observed percentage describes that recorded sample and does not replace the game’s theoretical RTP or establish that a later session will be similar.
Can the observed return be higher than 100%?
Yes. If the recorded awards exceed the associated total stakes, the sample’s observed return exceeds 100% and its net result is positive. For example, $60 returned from $50 staked gives 120% observed return and a $10 gain. It describes those entries, rather than a guaranteed future return or a different theoretical game setting.
Should I select bonus only or deposit plus bonus?
Select the basis stated in the specific offer. A hypothetical $20 bonus at 30× produces a $600 target on a bonus-only basis. Including a $20 deposit produces a $1,200 target at the same multiplier. The larger or smaller result cannot decide which terms apply. Resolve conflicting wording before treating a calculation as applicable to a claim.
Is credited wagering the amount I have already staked?
Not necessarily. Credited wagering is progress already counted after contribution adjustments. At 20% contribution, $200 of qualifying stakes counts as $40 of progress. If the account counter already reports $200 of credited progress, enter that amount without reducing it again. A cash balance or deposit total is a different number and should not be substituted.
Why does the wagering tool reject a zero contribution?
A game contributing zero cannot advance the target through further stakes on that game. Dividing the remaining target by zero would not give a finite completion amount. The calculator therefore asks for a contribution above zero. This does not override an offer’s permitted-game list, and forbidden games may carry consequences beyond simply making no progress.
Does the estimated round count mean I should play that many rounds?
No. It is the remaining-stakes estimate divided by a constant permitted stake, rounded upward to a complete round. It assumes the same contribution throughout and does not establish that a balance will last, that a bonus will be profitable or that a deadline can be met. It is an explanation of arithmetic, not an instruction to continue gambling.
Does either tool calculate fees, cashout caps or withdrawal approval?
No. Payment fees, currency conversion, promotional caps, account limits and identity checks need separate information. Completing a mathematical wagering target does not itself establish the withdrawable balance. Check the specific offer, cashier and applicable account rules. The tools cannot access an account’s live progress or decide how an operator will assess an individual request.
Why do I need to keep all money inputs in one currency?
The tools perform arithmetic on the amounts entered and display money with a dollar sign. They do not convert currencies or identify whether a value represents cash, credits or another unit. Mixing currencies can produce an arithmetically valid but meaningless comparison. Use consistent units and keep the original assumptions with any result you record.




